Earn without interest
We don’t generate returns through interest. Instead, we generate halal returns through Shariah-compliant, asset-backed opportunities and share the returns with you, with up to 7% APY.
More than 110
countries supported.
Why Azwah
No interest.
No custody.
No compromise.
Non-Custodial Wallet
You control your assets and keys. Azwah doesn’t take custody of your money, so your access isn’t tied to an account that can suddenly be frozen or closed when you need it most.
One Wallet for
Muslims Worldwide
Modern global finance, powered by stablecoins and blockchain, and built around Islamic values.
Global Account
Fund your Azwah account with USD, EUR, GBP, AED, USDC, or USDT.
Azwah Card
Use your virtual Visa card for online purchases. Physical Visa cards coming soon.
Earn up to 7% APY
Put your balance to work and earn up to 7% APY, automatically and without interest.
Send money home
Send money back home in local currencies with competitive exchange rates.
Get Paid by Global Clients
Get paid by global clients with your USD, EUR, and GBP account details.
Withdraw cash at ATMs anywhere Visa is accepted
AZWAH · A DIFFERENT KIND OF RETURN
How Azwah Returns,
without interest.
A transparent, fee-sharing flow designed to keep your money working in a way that respects Islamic finance principles.
01 / Deposit into savings
Put your stablecoins to work.
Deposit your stablecoins into the Azwah Savings Vault and earn from transparent network fees, not interest.
02 / The activity
Your money helps power real payments.
Your funds support stablecoin payments, generating returns from transparent network fees, not interest.
03 / The shared outcome
Fees earned.
Returns shared.
When payment activity generates fees, Azwah shares the realised fee income with participating users. Your return comes from real payment activity, not from interest.
Payment activity
Service fees
Generated from real payment activity across the network.
Your participation
Halal fee share
Receive a share of realised service revenue, not interest.
Your money is safe.Always.
Blockchain Verified
Built on blockchain, not banking rails, monitored and active 24/7.
KYC/AML
Built with AML/KYC compliance at its core, leveraging global screening and identity verification technologies.
Privacy First
Built for Privacy. Fully compliant with GDPR, NDPR, and international data protection standards.
Frequently asked questions
What is Azwah?
Azwah is an interest-free, non-custodial wallet built around Islamic values for the global Muslim community. Hold global money, spend with a Visa card, send money home and earn without interest, in more than 110 countries.
How can Azwah pay returns without interest?
Your stablecoins in the Azwah Savings Vault help power real payments. When that payment activity generates service fees, the realised fee income is shared with participating users, up to 7% APY. Your return comes from real activity, not from interest.
Does Azwah hold my money?
No. Azwah is non-custodial: you control your assets and keys, so your access isn't tied to an account that can suddenly be frozen or closed.
Which countries and currencies are supported?
More than 110 countries are supported. You can fund your account with USD, EUR, GBP, AED, USDC or USDT, and get paid by global clients with USD, EUR and GBP account details.
Global Finance,
Guided by Faith.
We're Rakib and Fahmid, founders from Bangladesh. While building our business, we experienced firsthand how difficult it is to access global finance from an emerging market, especially without compromising our Islamic values. We couldn't find a borderless financial account built for Muslims like us, so we set out to build one for ourselves and our wider Muslim community, so Muslims like us can enjoy the freedom of global finance without leaving our values behind. That's how Azwah was born.
Our missionMaking global finance accessible to Muslims, so you can pursue more opportunities without compromising your faith.
Be the first in line
Join the waitlist and unlock early access at launch.